Gifts, clothes, and designer accessories rank among the reasons we over spend during the holidays. Well, it’s no surprise because it is the season to give. For the wise shoppers, they may have done their Christmas shopping way ahead of time, taking advantage of the numerous sales and discounts online. If you are still budgeting on gifts and need some help, check out sites where you can avail quick cash until your next pay day. Then we can all be merry at Christmas time.